At KeyLife Principle Brokerage, we realize the numerous pressures and risks our Business Owners face every day. Our goal is to help our business clients eliminate the pressures and reduce their exposure to risks. The following is a list showing some of the coverage business owners need to be protected:
Businesses, like individuals, need both Liability and Physical Damage coverage for losses that may occur to autos that are owned by or used in the business.
Businesses need this valuable protection to cover business liability exposures that could occur out of the conduct of a business. A business has numerous liability exposures just in the daily operation of any business.
A very important insurance need for businesses is the need for property insurance. Commercial Property Insurance will protect your building, contents, fixtures, etc from such perils as fire and theft.
Employer’s are required to have this coverage if they have Employees. Worker’s compensation will provide an employee lost income and coverage for medical expenses, if an accident occurs while on the job. Businesses can be fined if they don’t have this coverage.
BOP plans combine business property and business liability insurance into one policy. BOPs typically offer a lower premium with the combination of coverage, which results in a more cost-effective option than separately purchased policies.
We offer several other commercial plans tailored to certain businesses or occupations. Call us today to discuss your business and which plans you need to protect your business.