In the state of Kentucky, you have a wide range of health insurance service providers to choose from. If you are employed with a company that employs 50+ workers, then you will likely have access to an employer-sponsored policy. This does not mean, however, that you have to opt-in for your employer's insurance plan. You have the freedom to choose any policy of your choice, which is great if your employer's policy doesn't meet all of your health insurance needs.
Having health insurance can save you thousands of dollars. Even if you have a plan with a deductible, your policy can minimize your out-of-pocket expenses for yourself as well as your family members. At KeyLife Principle Brokerage, we understand the importance of having health insurance. We offer a wide range of policies that can be customized to meet your specific health insurance needs.
It is important to understand that the Affordable Care Act mandates that you and your family members have health insurance. If you don't have coverage for at least six months out of the year, you may face a penalty when filing your taxes at the end of the year. This is why Kentucky went above and beyond and created its own state marketplace for health insurance. If you opt for a health plan that is featured on the marketplace, you may be eligible for premium tax credits, which can lower your out-of-pocket expenses for health coverage.
We understand that as you go through life changes, your health insurance coverage will need to adjust. This is why we are always only a phone call away to help you assess your current health care coverage needs. We want to make sure you have the coverage you need to acquire quality medical care.
From supplemental health insurance to individual medical coverage and even Medicare supplement insurance, we have a policy that is sure to meet your needs.